IRMAA 2026 doesn’t just affect the wealthy—it can affect average retirees too. If your 2024 income exceeds certain thresholds, even slightly, you’ll face surcharges on your Medicare premiums in 2026. The best way to avoid these increases is to monitor your modified adjusted gross income and make adjustments now. IRMAA 2026 can be managed with tactics like income deferral, timing asset... https://www.federalpensionadvisors.com/post/2025-irmaa-brackets