A close look at Solo 401k vs SEP IRA reveals how each plan supports retirement savings differently. Solo 401ks, designed for self-employed individuals, offer high contribution limits and loans, while SEP IRAs prioritize simplicity and employer-only contributions. Comparing SEP vs Individual 401k, Solo 401ks provide more flexibility and personal control, whereas SEP IRAs are easier to ... https://www.federalpensionadvisors.com/post/solo-401k-vs-sep-ira